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Credit Education
We provide a range of credit services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.
Credit Education
What Is A Credit Mix
The importance of credit is the ability to maintain a healthy credit mix!
Credit mix is the types of accounts that makes up a client's credit report. The Credit mix determines 10% of a client's FICO score. The types of credit that might be part of a client's credit mix include credit cards, student loans, automobile loans, and mortgages. A good credit mix includes a mix of revolving and installment credit. An easy way to use revolving credit is to open a credit card—and pay your bill on time every month. Its best to charge only what you can pay off every month to build great credit worthiness.
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Secured Credit Card
Xtreme Financial Group offers a secured credit card to help you build your credit mix. Credit Card Builder gives you the opportunity to apply for 2 cards. With both cards, Credit Card Builder will report immediate 30 points per card to your report, and reports twice a month.
